The farm policy will also insure you against farm liability up to the stated limits of the policy. Coverage is available for small individual operators or commercial equine operations with policy limits up to $1,000,000*. When a person is injured or someone else’s property is damaged as a result of your farm activities, the insurance carrier will, subject to the exclusions in the policy, settle claims for which you are legally liable. Most equine operations are eligible, including but not limited to show, personal use, boarding, training, breeding and riding instruction operation facilities.